What if you don't die but... Cannot go back to work?
How will you pay for your on-going living expenses?
Answer: The "Living Benefits" One Policy Solution...
There are times when you have a need for your life insurance proceeds prior to death.
Those benefits give you the choice to accelerate your life insurance death benefit if you have a terminal, chronic or critical illness. The policy gives you the flexibility and protection at times when you may need it the most.
Did You Know...Most individuals do not become financially devastated due to a death.62% of individuals that had health insurance filed for Bankruptcy due to a Critical illness |
Real Life "Living Benefit" Examples...
Ben - Married with 2 children. Ben was diagnosed with colon cancer at the ageof 45.
He has a $300,000 death benefit.
He uses the Critical Illness Accelerated Death Benefit to access his benefits and withdraws $100,000.
He used this benefit to pay for medical expenses and to replace income from not working.
Mary - Age 77 becomes chronically ill (Long Term Care).
She can no longer stay in her home, so she moves into an assisted living facility.
She uses the Chronic Illness benefit which provides her with an annualized benefit of $30,000 to help pay for the added expenses of assisted living.
Sam - A family man, is diagnosed with a terminal illness at age 58. He uses the benefit from the Terminal Illness Accelerated Death Benefit for experimental surgery which saved his life.
